When it comes to gathering with friends and family over the holidays, etiquette experts usually say that money and politics should be off the table.

That is, of course, unless you’re sitting with a professional financial advisor.

Advisors shared with CNBC the top questions they were asked this Thanksgiving, and how they answered them.

Check out their responses, which may help you, too.

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Is it still a good time to buy real estate?

The new higher interest rate environment has made the cost of financing a new mortgage more expensive, which has scared off some would-be buyers and sellers. Those who are sitting on the sidelines are wondering when to find the best opportunity.

“I’m a big fan of marrying the house and dating the rate. Given that there is only 3.6 months of inventory across the country, we are in a bit of a logjam for existing home sales because people can’t justify trading up to a more expensive home given that mortgage rates are at 7.5%. But just remember if you love the home, the odds are you won’t be in the higher rate forever as rates should come down to that 5% to 6% over the next 24 months.”

Ted Jenkin, certified financial planner and the CEO and founder of oXYGen Financial, a financial advisory and wealth management firm based in Atlanta. Jenkin is a member of CNBC’s FA Council.

“Timing the real estate market, or any market for that matter, is very difficult. And there’s also a difference between buying a home versus buying an investment property. If we’re talking about a roof over your own head, I don’t view it as an investment. Then it comes down to what you can afford to do. Homes might be ‘overpriced,’ but if you can afford to comfortably live in one, who is to say it was a bad decision? … Affording a home is a matter of mapping out what you can afford to save for a down payment and your monthly payment.”

Douglas Boneparth, CFP and president, Bone Fide Wealth in New York. Boneparth is a member of CNBC’s FA Council.

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