General Manager, Financial Accounting Dept.

Date: July 31, 2023

Table of Contents

July 31, 2023

Sumitomo Mitsui Financial Group, Inc.

Consolidated Financial Results for the three months ended June 30, 2023

Head Office: 1-2, Marunouchi 1-chome,Chiyoda-ku, Tokyo, Japan

Stock Exchange Listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange

URL: https://www.smfg.co.jp/english/

President: Jun Ohta

Quarterly Securities Report (Shihanki hokokusho) issuing date: August 14, 2023

Investors meeting presentation for quarterly financial results: Not scheduled

Note: Amounts less than one million yen have been rounded down.

1. Consolidated financial results (for the three months ended June 30, 2023)

(1) Operating results

(Millions of yen, except per share data and percentages)

Ordinary income Ordinary profit Profit attributable to
owners of parent

Three months ended June 30, 2023

¥ 2,273,292 70.7 % ¥ 349,137 (0.2 )% ¥ 248,016 (1.8 )%

Three months ended June 30, 2022

1,331,703 39.9 349,674 21.7 252,439 24.2
Notes: 1. Comprehensive income:
(a) for the three months ended June 30, 2023: ¥ 868,208 million [121.7%]
(b) for the three months ended June 30, 2022: ¥ 391,625 million [50.4%]
2. Percentages shown in ordinary income, ordinary profit, profit attributable to owners of parent and comprehensive income are the increase (decrease) from the same period in the previous fiscal year.
Earnings per share

Earnings per share

(Diluted)

Three months ended June 30, 2023

¥ 185.69 ¥ 185.64

Three months ended June 30, 2022

184.14 184.08
(2) Financial position
(Millions of yen, except percentages)
Total assets Net assets Net assets ratio

As of June 30, 2023

¥ 284,634,759 ¥ 13,428,381 4.7%

As of March 31, 2023

270,428,564 12,791,106 4.7
Notes: 1. Stockholders’ equity:
(a) as of June 30, 2023: ¥ 13,313,797 million (b) as of March 31, 2023: ¥ 12,680,465 million
2. Net assets ratio = (Net assets – stock acquisition rights – non-controlling interests) / total assets X 100

2. Dividends on common stock

(Yen)

Cash dividends per share
1st quarter 2nd quarter 3rd quarter 4th quarter Annual

Fiscal year ended March 31, 2023

¥ – ¥ 115.00 ¥ – ¥ 125.00 ¥ 240.00

Fiscal year ending March 31, 2024

–

Fiscal year ending March 31, 2024 (Forecast)

125.00 – 125.00 250.00
Note: Dividend forecast remains unchanged.

3. Earnings forecast on a consolidated basis (for the fiscal year ending March 31, 2024)

(Millions of yen, except per share data and percentage)

Profit attributable to owners of parent Earnings per share

Fiscal year ending March 31, 2024

¥ 820,000 1.8% ¥ 614.86
Notes: 1.

Earnings forecast remains unchanged.

2.

Percentage shown in profit attributable to owners of parent is the increase (decrease) from the previous fiscal year.

3.

Forecasted earnings per share is calculated by dividing forecasted profit attributable to owners of parent by the number of issued common stocks (excluding treasury stocks) as of June 30, 2023.

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* Notes

(1) There were no changes in material consolidated subsidiaries in the period.

(2) Special accounting methods used for preparing quarterly consolidated financial statements were adopted.

Note: For more details, see page 2 “1. Matters related to summary information (Notes).”

(3) Changes in accounting policies, changes in accounting estimates and restatements

(a) Changes in accounting policies due to application of new or revised accounting standards

: No

(b) Changes in accounting policies due to reasons other than above (a)

: No

(c) Changes in accounting estimates

: No

(d) Restatements

: No

(4) Number of shares issued (common stocks)

As of June 30, 2023

As of March 31, 2023

(a) Number of shares issued (including treasury stocks)

1,337,051,194 shares 1,374,691,194 shares

(b) Number of treasury stocks

3,423,094 shares 30,070,650 shares

Three months ended
June 30, 2023

Three months ended
June 30, 2022

(c) Average number of shares issued in the period

1,335,616,415 shares 1,370,881,291 shares

[Note on quarterly review process]

This report is out of the scope of the external auditor’s review procedure.

This document contains “forward-looking statements” (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. (“the Company”) and its management with respect to the Company’s future financial condition and results of operations. In many cases but not all, these statements contain words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “probability,” “risk,” “project,” “should,” “seek,” “target,” “will” and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of the Company’s securities portfolio; incurrence of significant credit-related costs; the Company’s ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; and exposure to new risks as the Company expands the scope of its business. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. The Company undertakes no obligation to update or revise any forward-looking statements. Please refer to the Company’s most recent disclosure documents such as its annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors’ decisions.

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Sumitomo Mitsui Financial Group, Inc.

Table of contents

1.

Matters related to summary information (Notes) 2

Application of special accounting methods used for preparing quarterly consolidated financial statements

 2

2.

Consolidated financial statements 3

(1) Consolidated balance sheets

 3

(2) Consolidated statements of income and consolidated statements of comprehensive income

 4

(3) Note on going concern

 4

(4) Material changes in stockholders’ equity

 4

Appendix: Financial results for the three months ended June 30, 2023 supplementary information

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Sumitomo Mitsui Financial Group, Inc.

1. Matters related to summary information (Notes)

Application of special accounting methods used for preparing quarterly consolidated financial statements

The Company and certain domestic consolidated subsidiaries calculated tax expenses by multiplying Income before income taxes by an effective tax rate that was reasonably estimated by applying tax effect accounting to estimated Income before income taxes for the fiscal year ending March 31, 2024 including the period for the three months ended June 30, 2023. Amounts of Income taxes include Income taxes-deferred.

– 2 –

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Sumitomo Mitsui Financial Group, Inc.

2. Consolidated financial statements

(1) Consolidated balance sheets

Millions of yen
March 31, 2023 June 30, 2023

Assets:

Cash and due from banks

¥ 75,913,960 ¥ 76,733,528

Call loans and bills bought

5,684,812 7,789,075

Receivables under resale agreements

5,785,945 8,152,427

Receivables under securities borrowing transactions

5,576,612 5,518,587

Monetary claims bought

5,558,287 5,361,348

Trading assets

8,751,204 10,364,109

Money held in trust

12,957 13,157

Securities

33,213,165 33,787,972

Loans and bills discounted

98,404,137 101,282,112

Foreign exchanges

1,942,764 2,107,576

Lease receivables and investment assets

226,302 251,775

Other assets

13,243,899 16,139,376

Tangible fixed assets

1,494,527 1,503,111

Intangible fixed assets

897,848 924,581

Net defined benefit asset

704,654 716,342

Deferred tax assets

74,084 86,177

Customers’ liabilities for acceptances and guarantees

13,693,771 14,666,286

Reserve for possible loan losses

(750,369) (762,786)

Total assets

¥ 270,428,564 ¥ 284,634,759

Liabilities:

Deposits

¥ 158,770,253 ¥ 161,003,648

Negotiable certificates of deposit

13,025,555 14,060,196

Call money and bills sold

2,569,055 2,135,347

Payables under repurchase agreements

16,772,716 19,931,263

Payables under securities lending transactions

1,521,271 1,344,261

Commercial paper

2,349,956 2,005,546

Trading liabilities

8,066,745 9,866,513

Borrowed money

13,674,830 14,129,890

Foreign exchanges

1,465,847 1,740,216

Short-term bonds

424,000 630,500

Bonds

10,365,003 11,348,640

Due to trust account

2,413,464 2,408,719

Other liabilities

11,923,748 15,253,783

Reserve for employee bonuses

96,254 37,874

Reserve for executive bonuses

3,307 –

Net defined benefit liability

35,449 35,656

Reserve for executive retirement benefits

1,133 895

Reserve for point service program

28,659 29,503

Reserve for reimbursement of deposits

10,845 9,731

Reserve for losses on interest repayment

128,378 120,257

Reserves under the special laws

3,902 4,164

Deferred tax liabilities

265,354 415,525

Deferred tax liabilities for land revaluation

27,952 27,952

Acceptances and guarantees

13,693,771 14,666,286

Total liabilities

257,637,458 271,206,377

Net assets:

Capital stock

2,342,537 2,342,537

Capital surplus

694,052 694,060

Retained earnings

7,423,600 7,308,259

Treasury stock

(151,798) (17,749)

Total stockholders’ equity

10,308,391 10,327,108

Net unrealized gains (losses) on other securities

1,373,521 1,645,728

Net deferred gains (losses) on hedges

(13,293) 24,833

Land revaluation excess

35,005 35,056

Foreign currency translation adjustments

843,614 1,152,645

Accumulated remeasurements of defined benefit plans

133,226 128,424

Total accumulated other comprehensive income

2,372,074 2,986,689

Stock acquisition rights

1,145 1,044

Non-controlling interests

109,495 113,540

Total net assets

12,791,106 13,428,381

Total liabilities and net assets

¥ 270,428,564 ¥ 284,634,759

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Sumitomo Mitsui Financial Group, Inc.

(2) Consolidated statements of income and consolidated statements of comprehensive income

(Consolidated statements of income)

Millions of yen
Three months ended June 30 2022 2023

Ordinary income

¥ 1,331,703 ¥ 2,273,292

Interest income

637,403 1,411,067

Interest on loans and discounts

441,177 869,210

Interest and dividends on securities

108,984 128,484

Trust fees

1,478 1,845

Fees and commissions

336,330 390,147

Trading income

4,543 122,789

Other operating income

255,237 265,156

Other income

96,710 82,286

Ordinary expenses

982,028 1,924,154

Interest expenses

205,653 990,570

Interest on deposits

63,559 383,413

Fees and commissions payments

56,222 60,279

Trading losses

90,643 195,454

Other operating expenses

85,556 69,312

General and administrative expenses

484,021 535,092

Other expenses

59,932 73,445

Ordinary profit

349,674 349,137

Extraordinary gains

10 11

Extraordinary losses

998 1,137

Income before income taxes

348,686 348,012

Income taxes

93,962 97,289

Profit

254,724 250,722

Profit attributable to non-controlling interests

2,284 2,705

Profit attributable to owners of parent

¥ 252,439 ¥ 248,016

(Consolidated statements of comprehensive income)
Millions of yen
Three months ended June 30 2022 2023

Profit

¥ 254,724 ¥ 250,722

Other comprehensive income (losses)

136,901 617,485

Net unrealized gains (losses) on other securities

(365,102) 267,072

Net deferred gains (losses) on hedges

71,230 38,081

Foreign currency translation adjustments

393,295 302,972

Remeasurements of defined benefit plans

(5,525) (4,818)

Share of other comprehensive income of affiliates

43,003 14,178

Total comprehensive income

391,625 868,208

Comprehensive income attributable to owners of parent

390,357 862,580

Comprehensive income attributable to non-controlling interests

1,268 5,627

(3) Note on going concern

Not applicable.

(4) Material changes in stockholders’ equity

Not applicable.

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Sumitomo Mitsui Financial Group

Financial results

for the three months

ended June 30, 2023

– Supplementary information –

Table of contents

1.

Operating results Consolidated Non-consolidated 1

2.

Interest spread (domestic) Non-consolidated 3

3.

Non-performingloans (NPLs) based on
the Banking Act and the Reconstruction Act		 Consolidated Non-consolidated 3

4.

Unrealized gains (losses) on securities Consolidated Non-consolidated 4

5.

Deposits and loans Non-consolidated 5

6.

ROE Consolidated 5

Notes

1. Consolidated : Consolidated figures of Sumitomo Mitsui Financial Group, Inc.

2. Non-consolidated : Non-consolidated figures of Sumitomo Mitsui Banking Corporation (“SMBC”)

3. Capital ratio as of June 30, 2023 will be announced when it is fixed.

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Sumitomo Mitsui Financial Group

1. Operating results

Consolidated

(Millions of yen)

Three months
ended
June 30, 2023 (A)		 Change
(A) – (B) 		Three months
ended
June 30, 2022 (B)
Consolidated gross profit 1 875,389 78,472 796,917

Net interest income

2 420,497 (11,253) 431,750

Trust fees

3 1,845 367 1,478

Net fees and commissions

4 329,867 49,760 280,107

Net trading income

5 (72,664) 13,435 (86,099)

Net other operating income

6 195,844 26,163 169,681
General and administrative expenses 7 (535,092) (51,071) (484,021)
Equity in gains (losses) of affiliates 8 16,870 (15,842) 32,712
Consolidated net business profit 9 357,167 11,558 345,609
Total credit cost 10 (43,949) (11,848) (32,101)

Credit costs

11 (53,670) (17,831) (35,839)

Write-off of loans

12 (46,541) (19,643) (26,898)

Provision for reserve for possible loan losses

13 – 2,285 (2,285)

Others

14 (7,128) (474) (6,654)
Gains on reversal of reserve for possible loan losses 15 5,724 5,724 –

Recoveries of written-off claims

16 3,996 259 3,737
Gains (losses) on stocks 17 41,247 4,412 36,835
Other income (expenses) 18 (5,328) (4,659) (669)
Ordinary profit 19 349,137 (537) 349,674
Extraordinary gains (losses) 20 (1,125) (138) (987)

Gains (losses) on disposal of fixed assets

21 (231) 127 (358)

Losses on impairment of fixed assets

22 (631) (2) (629)
Income before income taxes 23 348,012 (674) 348,686
Income taxes 24 (97,289) (3,327) (93,962)
Profit 25 250,722 (4,002) 254,724
Profit attributable to non-controlling interests 26 (2,705) (421) (2,284)
Profit attributable to owners of parent 27 248,016 (4,423) 252,439

Notes: 1.  Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.

2.   Consolidated gross profit = (Interest income – Interest expenses) + Trust fees + (Fees and commissions – Fees and commissions payments)

+ (Trading income – Trading losses) + (Other operating income – Other operating expenses)

3.   Amounts of Income taxes include Income taxes-deferred.

Number of consolidated subsidiaries and affiliates

June 30, 2023

March 31, 2023

Change
Consolidated subsidiaries 28 182 (2) 184
Equity method affiliates 29 313 5 308

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Sumitomo Mitsui Financial Group

SMBC non-consolidated (Millions of yen)
Three months
ended
June 30, 2023 (A) 		Change
(A) – (B) 		Three months
ended
June 30, 2022 (B)
Gross banking profit 1 423,261 (48,275) 471,536

Net interest income

2 240,122 (88,908) 329,030

Trust fees

3 784 272 512

Net fees and commissions

4 110,597 6,885 103,712

Net trading income

5 (133,692) 1,379 (135,071)

Net other operating income

6 205,449 32,097 173,352

Gains (losses) on bonds

 7 (1,227) 31,890 (33,117)
Expenses (excluding non-recurring losses) 8 (242,572) (20,876) (221,696)

Personnel expenses

9 (102,929) (6,554) (96,375)

Non-personnel expenses

10 (123,105) (13,118) (109,987)

Taxes

11 (16,537) (1,204) (15,333)
Banking profit (before provision for general reserve for possible loan losses) 12 180,688 (69,151) 249,839
Gains (losses) on bonds 13 (1,227) 31,890 (33,117)

Core banking profit (12-13)

14 181,916 (101,041) 282,957

excluding gains (losses) on cancellation of investment trusts

15 180,973 (72,760) 253,733
Provision for general reserve for possible loan losses 16 – (13,587) 13,587
Banking profit 17 180,688 (82,738) 263,426
Non-recurring gains (losses) 18 43,429 27,216 16,213

Credit costs

19 (13,114) 21,408 (34,522)

Gains on reversal of reserve for possible loan losses

20 17,209 17,209 –

Recoveries of written-off claims

21 0 (17) 17

Gains (losses) on stocks

22 37,465 7,905 29,560

Gains on sales of stocks

23 47,316 (211) 47,527

Losses on sales of stocks

24 (1,122) 12,907 (14,029)

Losses on devaluation of stocks

25 (8,727) (4,790) (3,937)

Other non-recurring gains (losses)

26 1,868 (19,290) 21,158
Ordinary profit 27 224,118 (55,522) 279,640
Extraordinary gains (losses) 28 (708) (303) (405)

Gains (losses) on disposal of fixed assets

29 (141) 79 (220)

Losses on impairment of fixed assets

30 (566) (381) (185)
Income before income taxes 31 223,410 (55,824) 279,234
Income taxes 32 (59,736) 10,574 (70,310)
Net income 33 163,673 (45,251) 208,924
Total credit cost (16+19+20+21) 34 4,095 25,013 (20,918)

Provision for general reserve for possible loan losses

35 15,559 1,972 13,587

Write-off of loans

36 (12,531) (8,629) (3,902)

Provision for specific reserve for possible loan losses

37 1,811 31,379 (29,568)

Losses on sales of delinquent loans

38 (582) 41 (623)

Provision for loan loss reserve for specific overseas countries

39 (161) 267 (428)

Recoveries of written-off claims

40 0 (17) 17
Notes: 1. Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.
2. Amounts of Income taxes include Income taxes-deferred.

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Sumitomo Mitsui Financial Group

2. Interest spread (domestic)

SMBC non-consolidated

(%)

Three months ended
June 30, 2023 (A)

Three months

ended

June 30, 2022 (B)

Change
(A) – (B)

Interest earned on loans and bills discounted (a)

0.82 (0.01) 0.83
Interest paid on deposits, etc. (b) 0.00 (0.00) 0.00
Interest spread (a) – (b) 0.82 (0.01) 0.83
Reference: After excluding loans to the Japanese government, etc.

Interest earned on loans and bills discounted (c)

0.84 (0.01) 0.85
Interest spread (c) – (b) 0.84 (0.01) 0.85

3. Non-performing loans (NPLs) based on the Banking Act and the Reconstruction Act

Consolidated

(Billions of yen)

June 30, 2023 March 31, 2023
Change from March 31, 2023

Bankrupt and quasi-bankrupt loans

1 90.3 (2.7) 92.9

Doubtful loans

2 516.0 21.8 494.2

Substandard loans

3 339.6 (1.2) 340.7

Past due loans (3 months or more)

4 30.8 10.8 19.9

Restructured loans

5 308.8 (12.0) 320.8

Total (A)

6 945.8 18.0 927.8

Normal assets

7 119,199.9 4,060.6 115,139.3

Grand total (B)

8 120,145.8 4,078.7 116,067.1

(%)

NPL ratio (A/B)

9 0.79 (0.01) 0.80

Amount of direct reduction

181.1 19.6 161.5

SMBC non-consolidated

(Billions of yen)

June 30, 2023 March 31, 2023
Change from March 31, 2023

Bankrupt and quasi-bankrupt loans

10 72.1 (3.4) 75.5

Doubtful loans

11 387.1 11.3 375.8

Substandard loans

12 140.2 4.9 135.2

Past due loans (3 months or more)

13 3.6 (1.8) 5.4

Restructured loans

14 136.5 6.7 129.9

Total (A)

15 599.4 12.8 586.6

Normal assets

16 115,808.1 3,275.3 112,532.9

Grand total (B)

17 116,407.5 3,288.1 113,119.4

(%)

NPL ratio (A/B)

18 0.51 (0.01) 0.52

Amount of direct reduction

137.3 14.3 123.0

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Sumitomo Mitsui Financial Group

4. Unrealized gains (losses) on securities

Consolidated

(Billions of yen)

June 30, 2023 March 31, 2023
Balance sheet amount Net
unrealized gains (losses) 		Balance sheet
amount 		Net unrealized gains (losses)

Change from March 31, 2023

Gains Losses
Held-to-maturity securities 1 199.8 0.1 0.5 0.5 0.3 165.6 (0.4)
Other securities 2 32,952.3 2,301.0 385.9 3,320.7 1,019.7 32,465.0 1,915.1
Stocks 3 3,729.0 2,348.9 404.1 2,364.9 16.0 3,345.4 1,944.8
Bonds 4 11,840.6 (51.9) 12.3 13.5 65.4 13,177.5 (64.2)
Japanese government bonds 5 8,324.6 (30.6) 5.8 1.5 32.2 9,576.3 (36.4)

Others

6 17,382.7 4.1 (30.5) 942.3 938.2 15,942.1 34.6
Foreign bonds 7 14,296.2 (873.2) (175.9) 26.0 899.2 13,081.5 (697.3)
Other money held in trust 8 0.3 – – – – 0.3 –
Total 9 33,152.4 2,301.2 386.4 3,321.2 1,020.0 32,630.9 1,914.8
Stocks 10 3,729.0 2,348.9 404.1 2,364.9 16.0 3,345.4 1,944.8
Bonds 11 12,040.4 (51.8) 12.8 13.9 65.7 13,343.1 (64.6)
Others 12 17,383.0 4.1 (30.5) 942.3 938.2 15,942.4 34.6
SMBC non-consolidated

(Billions of yen)

June 30, 2023 March 31, 2023
Balance sheet amount Net
unrealized gains (losses) 		Balance sheet
amount 		Net unrealized gains (losses)

Change from March 31, 2023

Gains Losses
Held-to-maturity securities 13 22.3 (0.3) 0.1 – 0.3 22.3 (0.4)
Stocks of subsidiaries and affiliates 14 4,591.3 5.1 17.4 5.1 – 4,581.9 (12.3)

Other securities

15 28,410.3 1,743.8 320.6 2,643.8 899.9 28,309.7 1,423.2
Stocks 16 3,432.8 2,263.5 381.8 2,272.3 8.8 3,062.1 1,881.7

Bonds

17 12,021.0 (50.3) 12.1 13.5 63.8 13,346.0 (62.4)
Japanese government bonds 18 8,324.6 (30.6) 5.8 1.5 32.2 9,576.3 (36.4)

Others

19 12,956.5 (469.3) (73.1) 358.0 827.3 11,901.6 (396.2)
Foreign bonds 20 10,658.4 (762.5) (145.4) 26.1 788.6 9,709.4 (617.1)
Total 21 33,023.9 1,748.6 338.2 2,648.9 900.2 32,914.0 1,410.4
Stocks 22 3,729.1 2,264.1 381.8 2,272.9 8.8 3,358.9 1,882.3
Bonds 23 12,043.3 (50.6) 12.2 13.5 64.1 13,368.3 (62.8)
Others 24 17,251.5 (464.8) (55.7) 362.5 827.3 16,186.8 (409.1)
Notes: 1. The figures above include negotiable certificates of deposit in “Cash and due from banks” and beneficiary claims on loan trust in “Monetary claims bought.”
2. The net unrealized gains (losses) are measured based on market prices of the securities as of the balance sheet date.
3. Other securities and Other money held in trust are measured at market prices. Unrealized gains (losses) indicate the difference between the acquisition costs (or amortized costs) and the balance sheet amounts.

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Sumitomo Mitsui Financial Group

5. Deposits and loans

SMBC non-consolidated (Billions of yen)
June 30, 2023 March 31, 2023
Change from
March 31, 2023

Domestic deposits

123,907.8 935.6 122,972.2

Individual

58,946.5 1,059.4 57,887.0

Note : The figures above exclude negotiable certificates of deposit and Japan offshore banking accounts.

Loans and bills discounted

96,207.0

1,899.6 94,307.4

Domestic offices (excluding offshore banking accounts)

60,963.0

(124.5) 61,087.5

Overseas offices and offshore banking accounts

35,244.0

2,024.1 33,219.9

6. ROE
Consolidated (%)
Three months ended
June 30, 2023 		Three months ended
June 30, 2022
Change
ROE (denominator: Total stockholders’ equity)

9.6

(0.5) 10.1

Note:

(Profit attributable to owners of parent) X (Number of days in a year (365 days)) /

ROE

=

(Number of days in the period (91 days)) X 100
(Total stockholders’ equity at the beginning of the period) + (Total stockholders’ equity at the end of the period) / 2

– 5 –

Disclaimer

Sumitomo Mitsui Financial Group Inc. published this content on 31 July 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 31 July 2023 19:57:43 UTC.